Satisfied Clients Aren't Enough!
I want RAVING FANS!! I always ask my clients to write or email me, and tell me truthfully how they appreciated my service to them. Their feedback is so important! Here are a few highlights of what people are saying about me...
"Your knowledge, willingness to listen and guidance all played crucial roles during the stages of this process"
Barbara & Peter
"I wanted to tell you how much I appreciate your help - both in buying this house & most certainally during this time of transition!"
Beth
When it comes time to buy or sell real estate in Chicago, we feel confident that we have found a tremendous resource in Clare Spartz!
Bob & Missy Layfield
"Two more raving fans!"
Missy & Bob Layfield
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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What three things are necessary in order to purchase a home?
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Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible. |
 See More Real Estate Trivia > |
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Clare Spartz
Keller Williams Lincoln Park
2106 N. Clark St.
Chicago, IL 60614
Cell: 773.208.3288
Fax: 773.871.0933
clare@claresellshomes.com
There is no place like Chicago and no Realtor like Clare Spartz. Clare’s extensive knowledge of Chicago neighborhoods and nearby suburbs gives her the edge and you the advantage when BUYING a new home. Knowing the market stats, being a superior negotiator and having a full-service support team including mortgage lenders, home inspectors and closing attorneys ensure you will get the right home, right price and a smooth process. Thinking of SELLING your home? There is no other Realtor who makes sure yours is the most marketable home to get top dollar and a quick turn-time. Clare Sells Homes, Inc offers HOME STAGING to ensure all homes go to market ‘best dressed’ for the perfect first impression and robust MARKETING and ADVERTISING so your home gets noticed first! What ever your real estate needs, you’ll want to share your great Clare Sells Homes experience with your friends! Call or email to start your home buying or selling story! 
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